I bank with Regions, so naturally when I needed to refinance my home, I called my local Regions bank. They had mortgage originator, Jim ** call me to get the process started. At the beginning he The most recent annualized quarterly return on equity for Regions Bank was 8.47 percent, above the national average of 8.10 percent. For the twelve months ended December 31, 2017, the bank recorded net income of $1.37 billion on total equity of $16.10 billion.

Learn more about your mortgage refinancing options, view today's rates and use our refinance calculator to help find the right loan for you. With a fixed-rate refinance loan, your monthly principal and interest payment stay the same for the entire loan term. View rates and refinance to a loan that offers  Learn more about your mortgage refinancing options, view today's rates and use our refinance calculator to help find the right loan for you. Whether you’re looking to refinance an existing mortgage or purchase a new home, Regions can help you find the best solution for your needs. We offer a variety of low-rate mortgage loans, all backed by our experienced lending team and the personal service you expect from Regions. Save money on lower interest rates — By going from a 30-year to a 15-year or 10-year fixed rate mortgage, you can significantly lower the overall cost of your loan's interest, though typically your monthly payments will go up. Save money through a different type of loan — For those expecting to move soon,

We can help you choose the best refinancing option for your particular financial situation! Lower Your Interest Rate. When interest rates go down, you may have 

The most recent annualized quarterly return on equity for Regions Bank was 8.47 percent, above the national average of 8.10 percent. For the twelve months ended December 31, 2017, the bank recorded net income of $1.37 billion on total equity of $16.10 billion. On Tuesday, March 17, 2020, the average rate on a 30-year fixed-rate mortgage plunged 34 basis points to 3.559%, the average rate on the 15-year fixed-rate mortgage fell 22 basis points to 3.083% An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as mortgage points or discount points. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000). The current average 30-year fixed mortgage rate fell 2 basis points from 3.71% to 3.69% on Wednesday, Zillow announced. The 30-year fixed mortgage rate on October 16, 2019 is down 1 basis point from the previous week's average rate of 3.70%. Additionally, the current national average 15-year View and compare current mortgage rates and refinance rates (updated today). Find ARM and fixed loan rate mortgages for 30 year, 15 year, 10 year, and more, along with Bankrate’s weekly analysis

Many factors should be considered when determining if refinancing is right for you and your current financial situation. Speaking with a local Regions Mortgage Loan Originator regarding your reason for refinancing can help you make the decision if a refinance is the best option for you and ensure you pick the product option that best fits your needs.

Making the decision to refinance your mortgage is often based on several factors that may include whether you can: Take advantage of lower interest rates.

17 Aug 2019 Jyske Bank A/S, Denmark's third-largest lender, announced in early August a mortgage rate of -0.5%, before fees. Nordea Bank Abp, meanwhile, 

Decreased equity, falling income, adjusting rates and rising mortgage prices due Fixed rate mortgages offer a consistent level of monthly payments over time.

Current mortgage rate information can be received directly from a Regions Mortgage Loan Originator. Locking Your Mortgage Interest Rate In most cases, the mortgage interest rates you are quoted prior to application represent the terms available at the time of the quote.

Lock in your rate: A mortgage rate lock means that the lender agrees to honor the current rate (even if rates rise) throughout the closing process. Close on the mortgage refinance: This is the

Decreased equity, falling income, adjusting rates and rising mortgage prices due Fixed rate mortgages offer a consistent level of monthly payments over time. Adjustable rate mortgages typically offer home buyers the advantage of having a lower mortgage payment during the initial period of the mortgage. Making the decision to refinance your mortgage is often based on several factors that may include whether you can: Take advantage of lower interest rates. 3 Mar 2020 It offers a wide variety of mortgage and refinance options for both new and Regions Bank offers FHA mortgages at a fixed rate, which allows